Prepaid, Debit, or Credit Card

November 24, 2025


How to get the most out of your shopping experience

1. Plan your purchases in advance
Unplanned shopping often leads to spending more money than necessary. Before you go on a shopping trip, make a shopping list – both for bigger errands and for spontaneous shopping experiences. This helps you stay on top of things and only buy what you really need.

Tip: Use smartphone apps to create shopping lists or look for discounts. Many of these apps also let you compare prices from different retailers, helping you find the best deals.

2. Set yourself a budget
A fixed budget helps you avoid impulse purchases. Before you start shopping, think about how much money you are willing to spend and stick to it. With the king+ Mastercard, you can easily track your expenses by checking your transactions anytime in the king+ app. This way, you stay in control and avoid unexpected costs.

3. Use discounts and vouchers
Discounts, vouchers, and special offers are some of the best ways to save money when shopping. Before completing a purchase, check whether there are current promotions or discount codes available. Many online shops also offer special deals for new customers or for the first purchase with certain payment methods.

4. Avoid impulse purchases
Impulse buys are often a major cost factor, especially if you let yourself be tempted by special offers that you hadn’t planned for. To counter this, it’s helpful to take a short pause before every purchase and ask yourself: “Do I really need this?”

5. Compare prices
Thanks to the internet, it’s easier than ever to compare prices. Before making a larger purchase, you should definitely check prices from different providers. There are numerous comparison websites and apps that can help you find the best deal.

6. Stay safe when shopping online
When shopping online, security is a key issue. Make sure you only buy from reputable merchants and use secure payment methods. Thanks to the security features of the king+ Mastercard, such as the 3D Secure process, you are well protected when shopping online. This process ensures that your transactions can only be authorized by you.

7. Avoid stress while shopping
Whether you’re shopping online or in-store, try not to get stressed. Plan enough time so you can look around calmly and make the best decisions. This is especially important during the hectic pre-Christmas period or big sale events like Black Friday.

8. Find bargains in the off-season
Another important tip for smart shoppers is to buy outside of peak season. Clothing, electronics, or furniture are often significantly cheaper if you don’t buy them during the main season. For example, winter clothing is on sale after the season, and electronics may be cheaper after major product launches.

Secure the perfect shopping experience with the king+ Mastercard

With these shopping tips, you can not only make smarter purchasing decisions but also benefit from the many advantages of king+ – the card makes your shopping experience easier, safer, and more rewarding.

Don’t forget to plan your purchases, use discounts, and always compare prices. Combined with the king+ Mastercard, you’re perfectly equipped to get the most out of your shopping!

Happy shopping!

What is the main difference between a debit card and a credit card?
A debit card takes the money directly from your current account, while a credit card lets you spend on a credit limit and pay later via a monthly statement.
Who should choose a prepaid card?
A prepaid card is ideal if you want strict cost control, for example for online shopping, travelling or for teenagers.
What makes the kingpay Mastercard® special?
The kingpay Mastercard® combines the benefits of a prepaid card with worldwide use, flexible top-ups and perks like up to 3% cashback, all managed easily via the app.

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