kingpay – Your Card, Your Choice!
Choose the kingpay plan that suits you
Choose between three flexible plans – from free entry level to premium solution. All without hidden fees.
king free
Get started for free - Coming soon
€0
Virtual Mastercard
No monthly fees
Immediately usable after registration
Card-to-card transactions
.avif)
.avif)
.avif)
king+
More cashback & benefits
€49/Year
Up to 3% cashback
Physical card: choose your color
Loyalty program access
Using holiday cards
Priority customer support
Popular
king one
The premium experience
Coming soon
Compare our plans in detail
king free
king+
king one
Customer Service
-
Card-to-Card Transfer
-
International Payments
-
Virtual Card
-
Physical Card
-
Gift Cards
-
Instant Top-up
-
Metal Card
-
Retro Card
-
Neon Card
-
Own IBAN
-
Insurance
-
Top-up Fee
€2.50
free
-
Annual Fee
€0
€49
-
Cashback
-
Flexible limits for your needs
Each kingpay plan comes with customized limits for different types of transactions. Depending on the plan you choose, you benefit from higher limits for transfers, withdrawals, and spending.
king free
king+
king one
Maximum one-time (Card)
€ 2,500
€ 10,000
-
Maximum daily (Amount)
€ 2,500
€ 10,000
-
Maximum daily (Number)
3
10
-
Maximum monthly (Amount)
€ 15,000
€ 50,000
-
Maximum monthly (Number)
25
150
-
Maximum yearly (Amount)
€ 15,000
€ 100,000
-
Maximum yearly (Number)
100
150
-
Minimum top-up amount
€ 10
€ 10
-
Maximum Card to Card
3
10
-
Maximum Card to Card (daily)
€ 1,000
€ 5,000
-
Maximum Card to Card (monthly)
€ 15,000
€ 50,000
-
Maximum Card to Card (annual)
€ 15,000
€ 50,000
-
king free
king+
king one
Maximum one-time
€ 5,000
€ 10,000
-
Maximum daily (Amount)
€ 5,000
€ 10,000
-
Maximum daily (Number)
8
25
-
Maximum Amount (4 Days)
€ 10,000
€ 25,000
-
Maximum Number (4 Days)
24
50
-
Maximum Amount (31 Days)
€ 15,000
€ 50,000
-
Maximum Number (31 Days)
50
150
-
Maximum Amount (yearly)
€ 15,000
€ 100,000
-
Maximum Number (yearly
100
1,000
-
king free
king+
king one
Maximum Amount (daily)
€ 600
€ 600
-
Maximum Number (daily)
3
3
-
Maximum Amount (4 Days)
€ 1,200
€ 1,200
-
Maximum Number (4 Days)
12
12
-
Maximum Amount (yearly)
€ 15,000
€ 50,000
-
Maximum Number (yearly)
100
150
-
Pay only what suits your spending habits
Each kingpay tariff comes with adjusted fees for different transaction types. Depending on the plan you choose, you benefit from lower fees for transfers, withdrawals, and spending.
king free
king+
king one
App Forgot PIN
free
free
-
App Card2Card Transfer notification
free
free
-
App Balance inquiry
free
free
-
App Card Lock/Card Unlock notification
free
free
-
App Transaction notification
free
free
-
king Free
king+
king one
Card balance top-up fee (per top-up)
€ 2.50
free
-
ATM withdrawal (exclusive of ATM operator fees)
€ 5.00
€ 2.50
-
ATM International withdrawal (exclusive of ATM operator fees)
€ 5.00
€ 2.50
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Account closure
free
free
-
ATM balance enquiry
free
free
-
ATM decline
free
free
-
POS Domestic Transaction
€ 0.25
€ 0.15
-
POS International Transaction
€ 0.25
€ 0.15
-
FX Charge for International Transactions
2,75%
1%
-
Card replacement fee - lost or stolen
free
free
-
PIN Change Fee (at ATM)
free
free
-
Redemption Fee
free
free
-
king Free
king+
king one
Chargeback processing (if not successful)
€ 25.00
€ 25.00
-
Upgrade fee from IDV (limit 2) to IDV+ (limit 3)
€ 10.00
free
-
Call center support
Depends on telephone service provide
Depends on telephone service provide
-
Outgoing card-to-card transfer (IDV+)
free
free
-
Card-to-card transfer
free
free
-
king free
king+
king one
Annual fee
free
€ 49.00
-
Inactivity Fee (after 3 months of inactivity)
free
free
-
Expired Card Management Fee (after 12 months of expiry)
€ 2.50
€ 2.50
-
What our customers have to say
From students to frequent travelers – learn how different users have integrated kingpay into their daily lives.
I often use this card abroad and it offers me a very low foreign exchange rate and full control over my money in the app
Christian
“I've been a kingpay customer for 7 years and I'm very satisfied with the service, there are always new benefits and promotions. Customer service is very important to me and here you're talking to real people and not robots. Matthias is the best support person”
Todor
“Setting up and activating the app was completely uncomplicated. You can top up and use the card immediately”
Katarina
“I find the app modern, registration is easy, there is cashback and discounts on online vouchers for many well-known online and local shops. I only paid 90 euros for a 100 euro Adidas voucher. Thank you”
roland
“The card is completely safe, bro, for real now. I've used it everywhere, everything was stable even abroad, and the app is also correct, easy and stress-free. 10/10, you can do it!”
tommy
“Safe and simple. Customer service is great. They're real people.”
marcel
“Recently I had an experience with a very well-known online shopping portal in Germany, my package was not delivered and the shop did not want to refund me the money. But kingpay supported me and returned the money to my card”
vanessa
"Die Einrichtung und Aktivierung in der App waren total unkompliziert. Die Karte kann man sofort aufladen und einsetzen"
Burak
“I'm 68 years old and modern apps aren't always easy for me. But with kingpay, even I, an old boy, can easily do everything.”
herbert
Join 100,000 happy customers
Experience smart payments with cashback and kingpay benefits.
